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Real Estate Licensing Virginia Real Estate Salesperson Sample Questions:

1. What is the legal doctrine by which the decedent's property will pass to the state without their consent if that individual dies without a will, a surviving spouse, lineal descendants, or other known heirs?

A) variance
B) escheat
C) police power
D) eminent domain

2. Lillian is buying a home for $355,000. She is going to put down $75,000 as her down payment on her conventional loan. Will Lillian be required to pay private mortgage insurance?

A) No, but it depends solely on her credit score.
B) No, her down payment is large enough to avoid PMI.
C) Yes, her down payment does not meet the requirements to eliminate PMI.
D) Yes, PMI is required until she reaches 50% equity.

3. You're doing a CMA on a three-bedroom, two-bath, seven- year-old property. Choose the BEST comp from the following list:

A) a six-bedroom, four-bath, newly built property located a quarter mile away that sold six weeks ago
B) a three-bedroom, two-bath, seven-year-old property located a quarter mile away that sold two years ago
C) a three-bedroom, two-and-a-half bath, 15-year-old property located 20 miles away that sold 12 weeks ago
D) a three-bedroom, one-bath, 12-year-old property located a quarter mile away that sold three months ago

4. In Virginia, what is the difference between the REB and theFHB?

A) The FHB is responsible for the enforcement of the fair housing law for real estate licensees. The REB is responsible for all other violators.
B) The REB is responsible for the enforcement of the fair housing law for real estate licensees. The FHB is responsible for all other violators.
C) The REB reports to HUD, while the FHB does not.
D) They are the same thing.

5. Ernest is a third-party trustee who is holding a title for the lender of a home loan that is secured by a trust deed. The title gives Ernest limited rights sufficient to carry out the terms of the trust. What kind of title does Ernest hold?

A) skinny title
B) clean title
C) dirty title
D) naked title

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